HECS-HELP is a loan available to eligible students enrolled in a Commonwealth Supported Place.
If you receive a HECS-HELP loan, the Australian Government pays the loan amount directly to Curtin University on your behalf and a HECS-HELP debt is recorded for you with the Australian Taxation Office, against your Tax File Number.
This does not cover your Student Services and Amenities Fee (SSAF), please see SA-HELP.
Am I eligible for HECS-HELP?
To be eligible for a HECS-HELP loan you must:
- Be studying in a Commonwealth Supported Place;
- Meet the citizenship and residency requirements:
- An Australian Citizen AND will undertake, in Australia, at least one unit of study contributing to your course of study; or
- A Permanent Humanitarian Visa Holder AND will be resident in Australia for the duration of your unit.
- Eligible New Zealand citizen who holds a Special Category Visa (SCV)
- Meet the Tax File Number (TFN) requirements by providing your TFN or a Certificate of application for a TFN from the Australian Taxation Office (ATO) prior to the census date of the study period
- Submit a valid electronic Commonwealth Assistance Form (eCAF), via your OASIS account, prior to census date
- Have read the Information for Commonwealth Supported Students and HECS-HELP booklet [.pdf].
Note: Permanent non – humanitarian visa holders are NOT eligible for HECS Help Assistance.
How do I apply for a HECS-HELP?
To apply for HECS-HELP, you need to complete an eCAF. During the application process, you must decide whether you will:
- Defer all of your fee debt to the Australian Taxation Office (ATO);
- Make a part-payment to Curtin University and defer the remaining amount to the ATO; or
- Make full payment to Curtin University, with no debt deferred.
Please note, when completing your eCAF and applying for HECS-HELP, you will need to supply your Tax File Number (TFN).
If you do not have a TFN, you must apply for one through the ATO prior to enrolling in units.
Your TFN or Certificate of application for a Tax File Number, which you can request from the ATO, must be provided prior to your study period due date. Failure to provide these documents by the census date of your study period will result in cancellation of your enrolment.
For further information on HECS-HELP, please see the Study Assist website.